Mortgage Loans

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Purchasing a new property, completing a refinance transaction, fix & flip or even obtaining GAP funding can sometimes be difficult to find the best company to handle these types of transactions. Here at 1st Priority Financial, we strive to offer a variety of products that not everyone can offer but many need. Making the best choice for you and your family is necessary in today's world and our products can help you succeed.  Here are some of the types of mortgage loans and financing we offer: 

• Purchase Loans: Buying a new residential home or commercial property can be overwhelming. Let our professionals help you locate and secure the perfect property and obtain financing on a new mortgage loan.
• Refinance Loans: Trading in your old mortgage for a new one for several reasons which can include: better rate, lower payment, debt consolidation, cash out, etc.
• Fix & Flips Loans:  Used to buy and renovate a property.
• GAP Funding - Also called bridge and interim financing. Short term loan used to meet immediate financing until longer or permanent financing is secured.
• DSCR Rental Loans: Debt Service Coverage Ratio - compares rental income to expense of the property. Non-QM loan used to qualify for the loan based on the property's cash flow without having to verify personal income.
• Transactional Funding - Loan that allows you to buy and sell real estate using the same funding source.
• Conventional, FHA, VA, USDA, Reverse and more....

Although dealing with a property transaction can be stressful and tedious, we are here to help you throughout the entire process now and for years to come. With our team of seasoned professionals, we are committed to our careers and making our customers happy! 

Contact us today to get the process started. Mortgages, loans and alternative financing is what we do best! mortgage programs house mortgage loan